Rent Delays and Interest in Poland
Delays in paying rent are one of the most common issues tenants face in Poland. Even a single late payment can lead to a reminder, a demand for payment, or statutory interest charges. It is important to know your rights and obligations: when a landlord can claim interest, which deadlines apply, and what evidence and documents to collect. This article explains step by step how to act in case of arrears, how to negotiate with the landlord, when a case goes to court, and what protections tenants have. You will also find practical tips on documenting payments, when to seek legal help, and where to find official information.
What can happen because of delays?
A landlord may take several measures in case of arrears: send a demand for payment, charge interest, deduct from the security deposit within allowed limits, or in extreme cases file for termination of the lease and eviction.[1]
- Demand for payment from the landlord.
- Charging interest for the delay.
- Deduction from the deposit if the contract allows it.
- Termination of the lease or eviction claim in court.
How is interest calculated?
Interest can be statutory or contractual; the Civil Code sets out rules for interest on late payments, and the lease agreement may specify a different, permitted method of calculation.[2] Simple example: for a 1000 PLN arrear and annual statutory interest of 8%, monthly interest is about 6.67 PLN.
- Check lease provisions on interest and payment deadlines.
- Calculate the arrears and the applicable interest rate.
- Contact the landlord to explain the situation and agree a repayment plan.
How to proceed
- Review the lease agreement and payment due dates.
- Gather evidence: transfer confirmations, messages, and letters.
- Contact the landlord and propose a realistic repayment schedule.
- If discussions fail, consider filing a claim at the district court.
- Seek legal advice or mediation if necessary.
Frequently Asked Questions
- Can a landlord evict a tenant immediately for overdue rent?
- No, eviction requires court proceedings and proper grounds; however, the landlord can pursue payment and charge interest.
- What interest can a landlord charge?
- The landlord may claim statutory interest or contractual interest if provided for in the agreement; exact rules are in the Civil Code.
- What should I do if I cannot pay the rent?
- Contact the landlord, negotiate a repayment plan, collect documents, and consider legal help or mediation.
Key takeaways
- Act quickly on demands and check deadlines.
- Keep records of payments and correspondence.
- Seek legal advice or mediation if negotiations fail.
