Rent Reduction Negotiation for Tenants in Poland

Rent – increases, CPI indexation, reductions 3 min read · published September 11, 2025

A drop in income can make it harder to pay rent on time. As a tenant in Poland you have the right to try negotiating with the landlord by presenting clear arguments and evidence of the change in your financial situation. This text explains practical steps: how to prepare financial documents, how to formally request a reduction, which deadlines and regulations to know, and what to do if the landlord refuses. Options for temporary solutions such as an agreement for a set time, mediation, and court action are also described. The article uses plain language to help tenants without legal experience conduct rent discussions in Poland safely and effectively.

When can you request a reduction?

You have a justified reason to negotiate when your income has significantly decreased due to job loss, illness, reduced working hours, or other major financial changes. Assess the scale of the drop and prepare documents confirming the change, e.g. income certificates, termination notices, or ZUS statements.

Keep all payment receipts and documents proving income loss.

How to prepare for the conversation

Preparation is key: make a list of evidence, calculate the new budget and propose realistic reduction terms or a repayment plan for arrears. Consider whether you want a permanent rent decrease, a temporary reduction, or a staggered repayment of arrears.

  • Gather evidence: employment contract, tax return, bank statements, benefit decisions.
  • Exact budget: new income amount and monthly expenses.
  • Prepare a letter or email with the request for a reduction.
  • Conversation plan: specific proposals and meeting dates.
Clear numbers and a concrete proposal increase the chances of agreement.

Formal request and documentation

After an oral discussion it is worth sending a short, factual letter or email to the landlord with a description of the situation and attachments. In the letter state the proposed new rent amount or the period for which the reduction should apply and a deadline for the landlord's response. If the situation arises from legally relevant circumstances, refer to the provisions on tenant protection[1].

  • Letter template: brief, dated and signed.
  • Attachments: documents proving income loss.
  • Response deadline: suggest 7–14 days for an answer.
Archive copies of all sent documents and delivery confirmations.

If the landlord refuses

If the landlord does not agree to a reduction, you have several options: continue negotiating, propose mediation, seek help from tenant organizations, or bring the matter to civil court to modify lease terms. In a dispute it is useful to consult official government sources or get legal advice.[2]

  • Negotiation: propose a compromise or trial period.
  • Mediation: a neutral person helps reach agreement.
  • Court: last resort when other means fail.
Mediation often resolves disputes faster than court proceedings.

Najczęściej zadawane pytania

Can I unilaterally reduce rent if I lost my job?
No. Unilaterally reducing payments without the landlord's consent can lead to lease termination or other legal steps; first negotiate and document your situation.
How do I write a rent reduction letter?
Explain the reason, attach financial evidence, state the proposed amount and a response deadline, and keep proof of sending.
Who can help with a dispute with the landlord?
You can contact mediation services, tenant organizations, or a lawyer; ultimately a civil court resolves the case.

How to

  1. Collect documents proving income loss (contract, statements, decisions).
  2. Recalculate budget and determine a realistic reduction amount.
  3. Prepare a short email or letter with a proposal and attach documents.
  4. Contact the landlord, present the proposal and set a reply deadline.
  5. If refused, consider mediation or legal advice before court steps.

Help and Support / Resources


  1. [1] Ustawa o ochronie praw lokatorów
  2. [2] Informacje dla lokatorów
Bob Jones
Bob Jones

Editor & Researcher, Tenant Rights Poland

Bob writes and reviews tenant law content for various regions. They’re passionate about housing justice and simplifying legal protections for tenants everywhere.