Can tenants pay rent in cash in Poland?
In practice tenants in Poland often wonder whether they can pay rent in cash and what proof to obtain from the landlord. This article explains tenants' rights and landlords' obligations regarding payment methods, receipts and financial safety. We describe when cash is acceptable, which proof to accept — receipt, signed acknowledgment or bank transfer — and how to document payments to protect your interests in a possible court dispute. You will also find practical steps: asking for an acknowledgment, a short confirmation template and guidance on when to turn to the court or tenant rights ombudsman. Information is provided for tenants who are not lawyers.
Can the landlord accept cash?
The landlord may accept cash if the lease agreement does not prohibit it and both parties agree on the payment method. However, the tenant should request confirmation of every transaction because cash without evidence complicates enforcing claims. From a legal perspective, the parties' duties are governed by provisions on tenancy and evidence in civil matters.[1][2]
What proof should you accept?
- Receipt or invoice — a fiscal document useful for formal settlements.
- Signed acknowledgment from the landlord — a short note with date, amount and signature is a strong proof.
- Bank transfer — the best evidentiary protection if parties can use transfers.
If the landlord refuses to issue an acknowledgment, document your attempt to obtain proof (SMS, e‑mail, witnesses) and, if necessary, bring the case to the district court.[3]
Key takeaways
- Always ask for a written or electronic proof of payment.
- A bank transfer provides the strongest proof in a dispute.
- Keep copies of all documents related to rent.
FAQ
- Can the landlord insist on cash-only payments?
- The landlord may prefer cash but cannot unilaterally impose a payment method if the contract or law provides otherwise; the tenant should seek proof of every payment.
- What makes an effective payment acknowledgment?
- An effective acknowledgment includes the date, exact amount, the period it covers and the signature of the person receiving the money; keep one copy for yourself.
- What to do if the landlord refuses to provide proof?
- Document attempts to obtain proof (SMS, e‑mail, witness) and consider sending a formal letter or bringing the matter to the district court.[3]
How to proceed
- Ask for an acknowledgment for every payment and obtain the landlord's signature.
- Make a copy of the acknowledgment and keep SMS and e‑mail confirmations as evidence.
- If no proof is provided, send a short letter or e‑mail requesting confirmation and keep proof of sending.
- In case of dispute, file a claim at the district court (civil division) or use mediation.
Help and resources
- Ustawa o ochronie praw lokatorów — ISAP
- Information for citizens — gov.pl
- Information about courts and proceedings — MS
